In the US, it is generally accepted that automobile insurance covers the risks and losses associated not only with driving, but also with owning a moving vehicle.
The insurance contract, as a rule, has a set of standard provisions. Mandatory includes information relating to the specifics of the car: year of manufacture, make, engine size, as well as special registration numbers of the car. In addition, additional information is always indicated: how it is used (what is its average mileage), is it used in the pool system (for example, a group of employees travels in turns or all together in the same direction). Be sure to specify the maximum liability of the insurer. All the above data and some others are given on the so-called declarative page.